We understand that some of our products can be very expensive. But, have no fear we offer flexible financing options so you can continue your fitness. We have partnered with Klarna and Shop Pay. 

Klarna 

How does Klarna work?

Shop at your favorite stores—in our app, at your local mall, or anywhere online—then, checkout with Klarna. From finding what you love, to paying over time, we make every step smoooth.

The Process

Use your own valid debit or credit card, or other accepted payment method, to pay (no prepaid cards).

The first payment is charged when the merchant confirms your order (this is usually the shipping date for online orders).

The next 3 payments are automatically made every 2 weeks after your Initial Payment (first Installment Payment due at least 15 days after Initial Payment for California residents).

Klarna charges no interest with Pay Later in 4 and no fees unless you fail to make a payment.

If you return or cancel any part of your purchase, you may get a refund from Klarna depending on how the store handles returns and cancellations. If you are due a refund from Klarna on a returned or cancelled order, we will refund the balance back to your original payment method.

If you have questions about the quality or shipping of your order, please contact the merchant where you made the purchase.

A Late Fee of up to $7 may be charged if any scheduled payment remains unpaid after 10 days (the total of late fees charged on an order will never exceed 25% of your Total Purchase Amount).

Depending on your payment method, your financial institution may charge you interest or fees under your agreement with them. If you have any questions about those charges contact your payment method provider.

Shop Pay

Shop Pay Installments overview

Shop Pay gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget for orders between 50 USD and 17,500 USD.

 

Depending on your purchase amount, there are two ways that you can pay for your order in installments. 

• For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.
• For orders between 150 USD to 17,500 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.

After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card. You can also turn on push notifications in the Shop app to be reminded. However, you can't customize your payment schedule. 

 

Shop Pay Installments is powered and serviced by Affirm and is only available in some stores.

Shop Pay Installments eligibility

When choosing Shop Pay Installments, the following limitations apply:

• You can't pay for an order if the order includes currency in any form, including virtual and digital currency, like gift cards.
• Orders need to be between 50 USD and 17,500 USD, including shipping and taxes.
• If you change your Shop Pay phone number, then you also need to update your phone number with Affirm before you can pay for another purchase using Shop Pay Installments.
• Shop Pay Installments doesn't accept Capital One cards, prepaid debit cards, or prepaid credit cards.
• If you split your order into four bi-weekly payments, then you can pay with a credit card or debit card.
• If you pay for your order in monthly payments, then you can only pay with a debit card.

To use Shop Pay Installments, you need to have a United States billing address, and be signed up for Shop Pay. For physical products that require shipping, a US shipping address must be provided. If your cart only has digital products, then a US shipping address isn't required.